When you’re just getting started in your career and building up savings, it can be tempting to put all of your money into one investment so that you can make it grow quickly. However, while this strategy may work with the stock market, it isn’t necessarily a good idea when investing in other areas of life. Instead, try to find investments that will provide positive returns no matter what happens in the economy at large. Here are five investments everyone should have in their portfolio

1) Stocks

Investing in stocks is a great way to make money over the long term, especially if you're young and have plenty of time to ride out the ups and downs of the market. Buying individual stocks can be risky, so it's best to start with mutual funds or index funds instead. Index funds give you exposure to a broad range of investments, like international shares and bonds.

2) Bonds

Bonds are a form of debt. They are loans that are bought and sold as an investment. Bonds have a fixed amount of interest for the life of the bond, which is called its duration. The longer the duration, the lower the risk and higher the return will be for an investor.

3) Real estate

Investing in real estate is one of the best ways to grow wealth. One of the most appealing aspects about investing in real estate is that it can be a hands-on investment: you can buy, renovate, and flip properties. Of course, this also means there are many more risks as well. If you're not up for that type of commitment, consider investing in a REIT (real estate investment trust) instead.

4) Savings accounts

Savings accounts are a great way to save up for the future. Money in a savings account earns interest and can be withdrawn at any time without penalty. Interest rates on savings accounts change frequently, but it's typically higher than what you might find from other types of investments. Some banks offer limited-time offers that offer high interest rates during a certain period, so it may make sense to keep an eye out for those deals. Certificates of Deposit: CDs offer fixed returns over a specific period of time - usually 3 or 6 months. They're ideal for people who want their money locked up until the end date so they don't have access to it unless they break their promise not to withdraw early.

5) Gold

Gold is a great investment because it is a tangible asset that does not depreciate in value. Gold has a history of holding its value better than any other currency. That means if you buy gold now and hold it for the next 20 years, it will likely be worth at least as much as when you bought it.

Gold is also easy to buy and sell, which makes it liquid on the market. You can see how much gold you own in ounces by checking the spot price, which changes throughout the day.